Finotive Funding
If you’re looking to get started with a prop firm, Finotive Funding is one of the newer firms worth a closer look. They offer a few different funding models to suit beginners, intermediate traders, and those looking for instant capital.
In this post, we’ll walk through their 10K account options, pricing, and requirements — and highlight which account might be best for you.
Step 1: Challenge Accounts (Evaluation-Based)
Finotive Funding offers two-stage and one-stage evaluation accounts.
(prices correct at the time of recording the video review)
Two-Stage Evaluation (10K Account)
- Price: $51.80
- Daily Drawdown: 5%
- Maximum Drawdown: 10%
- Profit Target:
- Phase 1 → 7.5%
- Phase 2 → 5%
This is a traditional evaluation model: pass two phases to get funded. The targets are reasonable, and the drawdown is generous, giving you room to trade without excessive risk pressure.
One-Stage Evaluation (10K Account)
- Price: $69.30
- Daily Drawdown: 4%
- Maximum Drawdown: 8%
- Profit Target: Slightly higher than the two-stage, as expected, since you skip a phase.
This is ideal if you don’t want to go through both stages. It’s faster to funding, and the price is still very reasonable for a 10K account.
Step 2: Instant Funding Accounts
For traders who don’t want to complete an evaluation, Finotive also offers instant funding — real capital from day one. You pay more up front, but you’re immediately trading funded capital.
Two versions are available: Standard and Aggressive.
Instant Funding – Standard (10K)
- Price: $223.30
- Daily Drawdown: 3.5%
- Maximum Drawdown: 7%
- Profit Split: 60% (lower than evaluation models)
Instant Funding – Aggressive (10K)
- Price: $490
- Drawdown Limits: Higher than Standard, giving you more breathing room.
This option is designed for experienced traders who want both capital and flexibility without completing a challenge.
Which Account Should You Choose?
For most traders — especially beginners and intermediates — the evaluation accounts are the best value.
- The 10K one-stage challenge for $69 is an excellent deal: fair targets, reasonable drawdown, and fast access to a funded account.
- If you prefer more room and lower targets, the two-stage challenge offers 10% max drawdown with manageable profit targets (7.5% then 5%).
Instant funding is available if you don’t want to do a challenge — but the costs are much higher, and the profit split is lower.
We bought a 10K one step account to try out.
Final Thoughts
Finotive Funding is a solid prop firm with flexible account structures. Whether you want to work through a traditional evaluation or skip the challenge entirely, there’s an option that fits most trading styles and budgets.
For my own trading, I’m starting with the 10K one-stage account — great value, fair rules, and a straightforward path to funding.
Stay tuned for updates as I trade this account and share results in future posts!
Thanks
Stephen V
Watch the YouTube video here
Find us on TikTok and Instagram too.
@online.prop.firms
